NEW ZEALAND · 1.65% KIWI TRANSACTION TAX · MANIFESTO ·

The Kiwi Transactional Tax:  Run NZ on a simple 1.65% fee Eliminate PAYE and business tax & every Kiwi is better off.

The Kiwi TT Model

100% FOCUS ON NEW ZEALAND.

- Kiwis enjoy a future of growth, freedom and economic stability. - A simple, micro 1.65% fee on all transactions, removes all other NZ taxes. - A tax & compliance burden removal that works. - Every Kiwi & Entity is finally unburdened and micro taxed, equally.

Kiwi TT logoKiwi TT
1.65%
1.5% Kiwi Tax - Funds the NZ Government Budget
0.15% Kiwi Future Fund - Real NZ Sovereign Wealth
NZ TAX BECOMES A BANK MERCHANT FEE
Kiwi TT model — luminous flow splits to National Operations and Future Fund
THE OLD 1986 IRD ENGINE

New Zealands fix for IRD & Economy 40 years - since last upgrade

The last time this country overhauled its tax structure, the internet didn’t exist, mobile phones were the size of literal bricks, and ...the internet didn't exist, mobile phones were the size of bricks, and colour TV was still a novelty.

In 1986, ‘Rogernomics’ introduced GST and slashed top tax rates to patch up a failing economy. It built an engine designed for a paper-and-filing-cabinet world. For forty years, every government since has just bolted on more rules, more brackets, and more overhead.

We are running a modern digital economy on a 40-year-old administrative engine. The Kiwi TT model completely winds down this legacy infrastructure and replaces it with a pure, automated digital routing layer. No paperwork loops. No manual returns. Just instant economic velocity.

Group Chat Conversation Starters

For Mum & Dad

98.35% HARDCODED RETENTION

The last time NZ fixed the tax engine, the internet didn't exist. Keep what you earn. Under a 1.65% automated transaction toll, you keep 98.35% of your pay instantly. Frontline nurses pocket an extra $202 every single week automatically

For The Tradie

ZERO TAX RETURNS. PURE CASH VELOCITY.

"Stop wasting hours tracking receipts, filing GST, and chasing provisional tax. Zero tax returns means Zero accounting drag. You work, the bank automatically routes a flat 1.65% on transaction volume, and the rest hits your account. Pure cash flow. Zero admin.

For The Boss

0% COMPANY TAX. 100% SCALE.

Eliminate corporate income tax, provisional tax, and complex expense classification headaches. The compliance drag is completely gone. Focus 100% of your energy on scaling the asset while a clean 1.65% input line settles the transaction layer automatically.

Kiwi Tax symbol
Live model

Zero PAYE, GST and Profit Tax.

Would you oppose nurses keeping an extra $202 per week of their current pay? All Kiwis keep 98.35% of what they earn. One simple rule for all Kiwis and entities: a flat 1.65% Kiwi TT on macro volume that completely funds the country. No tax returns. No paperwork friction.

Quick framing

1.5% National Operating Fund>Shifts collection directly to automated bank clearing. Cuts out PAYE, GST, and the mountain of tax paperwork.

0.15% Kiwi Future Fund>A hardcoded sovereign nest-egg line that captures institutional velocity to build long-range wealth for the country.

⚙ Control Workspace
Mode

Scenario controls — explore the sliders
$100,000
$20,000$130,000
CURRENT IRD TAX ON $100K INCOME (Yearly)
$24,370
NEW CONTRIBUTION - KIWI TT (Yearly)
$1,650
Total 1.65% automated transaction tax.
EXTRA CASH IN YOUR PAY (Yearly)
$22,720
INCLUDES - KIWI FUTURE FUND (Yearly)
$100
A hardcoded sovereign wealth contribution
Typical jobs on this pay
Senior engineers
Junior lawyers · Accountants
Senior engineersJunior lawyersAccountants
Worker take-home
Take Home $75,630
Tax $24,370
17.5%
30%
33%
$48k
$70k
NZ PAYE brackets (IRD)
Earned: $100,000 · 75.63% Banked 
Kiwi TTKiwi TT · 1.65% Transactional Tax
1.65% Kiwi Tax System
Take Home $98,350
Tax $1,650
1.65%
Flat 1.65% Kiwi TT band
Earned: $100,000 · 98.35% Banked

The Whole Nation deserves..
A Pay Rise.

Every year, working Kiwi families hand over $108.1 Billion in individual PAYE and GST, while offshore mega-corporations bank our cash and pay near-zero tax.

98.8% / 1.2%
2020 → 2030 · Predictive Transition

The Switch-Over Timeline

Legacy IRD shares hold steady, then collapse into the Jan–Jun 2027 switch-over as the 1.65% Kiwi TT takes over.

Chart 1 · Revenue Composition 2020 → 2030

Simplify all taxes down to one toll.

\u00a0Current multi Tier Unbalanced Tax Load - Kiwi Transactional Tax Share Balanced Off Transactions Not People.

Chart 2 · 7-Tier Realignment 2020 → 2030

Who Paid their % Tax share? - The Kiwi Tax Rebalance.

Showing the total tax contribution across the 7 tiers. Implement Kiwi TT and Everyday Kiwis & SMEs tax burden drop to a fair amount. And high-velocity traders and global giants finally pay the equal amount of 1.65%

Routing logic

The proposal shifts tax collection away from paperwork and toward settlement logic. Instead of forcing every worker and business to self-report through multiple systems, the toll sits at the transaction layer.

The question is not whether the current system can keep adding complexity, but whether the country is prepared to remove it.

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